Critical Illness
Critical Illness Insurance helps you cover the indirect costs of suffering a serious illness like life-threatening cancer, stroke, heart attack or major organ transplant with money you can use for anything you need. NC Critical illness insurance provides money when you need it most, upon diagnosis (as defined by the policy). It can free you from worrying about finances, letting you focus on getting well.
The Odds of Suffering -- And Surviving -- A Critical Illness Are High
Cancer
- Men have slightly less than a 1 in 2 lifetime risk of developing cancer; for women the risk is a little more than 1 in 3.
- About 1.3 million new cancer cases are expected to be diagnosed in 2003.
- The five-year relative survival rate for all cancers combined is 62 percent.
American Cancer Society, 2003 Cancer Facts and Figures
Heart Attack
- Every 29 seconds someone suffers a coronary event.
- In 2003, an estimated 650,000 Americans will have a new coronary attack.
American Heart Association, 2003 Heart and Stroke Statistical Update
Stroke
- An American suffers a stroke every 45 seconds.
American Heart Association, 2003 Heart and Stroke Statistical Update
The Hidden Costs of Survival
Medical advances are helping us survive previously fatal diseases and conditions only to face the financial consequences of survival.
What would the following expenses do to your quality of life? Your standard of living?
- Lost income
- Medical treatment out of your medical network
- Insurance and prescription drug co-payments and deductibles
- Child care during treatment and doctor visits
- Transportation and lodging during treatment
- Short-term home health care